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Individual Retirement Accounts (IRAs)

They say life is a marathon not a sprint. So it might be wise to step back and look at the big picture. Are you planning ahead for your retirement years? If not, now is the time to start.

At Signature Bank of Arkansas, we can help you set up a savings plan that works for your long-term goals. Earn interest and get possible tax advantages that make saving easier. Open one today to help build a better tomorrow.

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Summary

  • Set aside funds for retirement
  • Interest bearing account
  • Traditional and Roth IRAs available
  • Wide variety of savings instruments to choose from
  • Various available tax advantages
  • Penalty for early withdrawal

Consult your tax advisor to learn more about IRA Tax Advantages

 

Traditional v. Roth

Traditional IRA

  • Dividend earnings are tax deferred until withdrawal
  • Contributions may be tax deductible, (please consult your tax advisor)
  • Withdrawals can begin at age 59½
  • Early withdrawals subject to penalty*
  • Mandatory withdrawals begin at age 70½

Roth IRA

  • Dividend earnings are tax free
  • Contributions are NOT tax deductible
  • Principal can be withdrawn penalty-free
  • Withdrawals of earnings can begin at age 59½; early withdrawals subject to penalty*
  • No mandatory withdrawals

Consult your tax advisor to learn more about these retirement options.

*Certain exceptions apply. Non-penalized withdrawals include healthcare, purchasing first home, etc.

Locations

  • Springdale

    Address

    Har-Ber Meadows / 1071 Har-Ber Lakes Drive
    P. O. Box 8200
    Springdale, AR  72762
    Phone:  (479) 361-6677

    Lobby Hours

    Mon - Fri 7:30 AM - 5:00 PM

    Drive Thru Hours

    Mon - Fri 7:30 AM - 6:00 PM

  • Fayetteville

    Address

    Signature Plaza / 3878 N. Crossover Rd.
    P. O. Box 8550
    Fayetteville, AR 72703
    Phone: (479) 684-3700

    Lobby Hours

    Mon - Fri 7:30 AM - 5:00 PM

    Drive Thru Hours

    Mon - Fri 7:30 AM - 6:00 PM

  • Bentonville

    Address

    Fountain Plaza / 700 SE Walton Blvd.
    P.O. Box 89
    Bentonville, AR 72712
    Phone:(479) 254-2970

    Lobby Hours

    Mon - Fri 7:30 AM - 5:00 PM

    Drive Thru Hours

    Mon - Fri 7:30 AM - 6:00 PM

  • Bank of Brinkley North

    Address

    1405 N. Main
    P. O. Box 727
    Brinkley, AR  72021
    Phone:  (870) 734-3133

    Lobby Hours

    Mon - Thurs 9:00 AM - 4:00 PM
    Fri 9:00 AM - 5:00 PM

    Drive Thru Hours

    Mon - Thurs 9:00 AM - 4:00 PM
    Fri 9:00 AM - 5:00 PM

  • Bank of Brinkley

    Address

    130 S. New Orleans Ave.
    P. O. Box 727
    Brinkley, AR  72021
    Phone:  (870) 734-3133

    Lobby Hours

    Mon - Thurs 9:00 AM - 4:00 PM
    Fri 9:00 AM - 5:00 PM

    Drive Thru Hours

    Mon - Thurs 9:00 AM - 4:00 PM
    Fri 9:00 AM - 5:00 PM